BIG BROTHER COULD PAY ONE 25% OF YOUR HOUSE OFF IN RENT ASSISTANCE PAYMENTs  You cant beat that with a stick!

If you buy a house from us and live in it, You may be entitled to Rent Assistance from Big Brother (The Government)

Our exclusive Rent to Own plan is Different

You obtain an exclusive Option to Buy over 5 years and then rent the property over the same term, At the end of the term if you have successfully completed all payments required leaving a Nil balance on your account you now own the property and you solicitor will transfer same into your name. OR You may choose the option to rent for 5 years at a lower rate and then buy the property at the end of the term. Whatever plan you choose you must pay all rates and insurance premiums and maintain your home at your expense over the term of the plan.  But you end up owning it in five (5) years.

             Common questions about owning rural property

It all began with a simple idea: making rural property ownership attainable for everyday Australians. As Ruralinvestments.com.au, we pride ourselves on transparency and dedication to every detail. Our approach is rooted in affordability and integrity, ensuring you feel confident in your investment. Here are some of the most frequently asked questions we receive.

I AM ON A FIXED CENTRELINK INCOME. Can I afford this?

Maybe Yes ! Maybe No ! If its a house you may get Rent Assistance as our RENT TO OWN plan is not a loan its a lease and when you complete the lease we give you the House Simple as that.

You first put down a non refundable Option Premium and we grant you an exclusive option to buy the property in say 5 years, You then lease the House for 5 years. At the end of this term we rebate all monies paid towards price so in other words you then own it.

Sometime a small residual or peppercorn sum is left over which needs paying. This occurs as we don't charge odd dollars and cents in rental amount to avoid this we can make an exemption and you will have rental amount with odd dollars and cents rather than a round number (perhaps $1333.33 a month rather than $1300 a month etc over a 5 years term.  Here is an example of a house over 7 years 

 

EXAMPLE A $99,000 House

                                      OPTION A                          OPTION B 

Price                             $99,000                              $99,000

 

Option Premium   $24000                              $24000

Rent                              $72,436  ($199pw)     $75,000 ($206.04pw x 363) 

                                                                                                                 plus ($206.48 x1)  

Peppercorn Sum    $   2,564   Residual          ZERO    Residual   

TOTAL AMOUNT  $99,000                             $99,000

 

Total cost of plan over 7 years $99,000 plus outgoings of Rates and Insurance and any maintenance you do on the House. Mostly though its just 5 years    

BUT IF YOU GET RENT ASSISTANCE BIG BROTHER MAY PAY YOU SAY $51,788.10 IF YOU GET SAY $284 A FORTNIGHT,THATS OVER HALF THE WHOLE COST OF HOUSE 

 (Rent Assistance amount depends on your family circumstances)

 

Various Scenarios will always have Various  Outcomes. Ask us for a firm quote on the deal 

How can I get interest free terms?

Ruralinvestments.com.au offers interest-free terms on most of our properties to most people who can afford payments. These terms are a RENT TO OWN PLAN were your 25% deposit is a non refundable option premium, You then lease the property for five (5) to seven (7) years (Depends on the deal) and at the end your rent is rebated to your account and then you own it. 

An assessment is made on your income and outgoings to see if you can afford the repayments, But usually our rent payments are less than typical rents paid in the city anyway.  Remember we don't charge interest or credit fees so the total price will be only the asking price spread out over 5 -7 years  plus any outgoings like rates and insurance premiums.  Your Solicitor is welcomed to check all documentation upfront if you wish . We have nothing to hide. 

Do country properties go up in price?

YES YES YES !!!  Like any property, values can fluctuate. However, many of our clients find significant value in transforming a "cheap tired neglected house" through renovation and repairs. This hands-on approach can often lead to a quick capital gain, creating a charming rural residence and an affordable place to live. Many rural homes even without renovation have doubled in value in just five (5) years, (2020-2025). Some towns have doubled in 3 years (Not typical)  I know its nuts usually they double in 7-10 yrs. But there has been a huge boom on property out in the bush Thanks to stupid prices paid in the city. You pay $500,000 to a Million in Dubbo now.  

Back in the Nineties I sold Land for $4950 which is now $50,000 Houses then sold at $45,000 that are now $300,000. House and Land Prices have exploded across Rural NSW since Covid. I don't know why and I certainly don't agree with it but its beyond my control. These I believe will the last of our cheap properties.  

What's the biggest advantage of buying a property through Ruralinvestments.com.au on a budget?

WHAT IS THE ADVANTAGE OF BUYING A HOUSE FROM US ?

The primary advantage is affordability. Ruralinvestments.com.au makes it possible for many people to own a piece of Australia from under $93 pw for a block of land. For Houses it can be $308pw Less again with Rental Assistance. You could get $250 a fortnight in Rent Assistance and over 5 years that's $32,500 over 5 years or about 1/3 of the $99,000 House you may be purchasing  WHAT A KNICK !!!       

Who would most benefit from owning one of your properties?

Our properties are ideal for anyone seeking rural serenity as an  alternative to the hustle and bustle of city life. If you dream of a quieter existence, more space, and the opportunity to create your own haven, free from urban stresses, you'll find immense benefit and joy in our offerings. I left Sydney in 1991 and have not looked back

What are the main steps to buy a house or land from us?

The process is simple. First, explore our available low-cost residential land or older-style country houses in small country towns and villages in Western NSW. Once you find a property, we discuss our interest-free terms, which typically involve a 20% deposit and payments spread over 5 years. (7yrs if a house) We guide you through each step to make your rural dream a reality.

HOW MUCH WILL A HOUSE COST ME ???

If you buy a doer upper from us for say $99,000 on say $19,000 Down you can pay off the $80,000 balance over 5 years ay say $1300 a month for 60 months plus your rates and insurance Maintenance etc and a $2000 residual at end of term needs to be paid. The reason for this is we dont usually charge odd dollars and cents in payments , However if you paid us $1333.33 a month for 59 months and $1333.53 on final instalment there will be no residual or peppercorn sum left to pay at all. RATES AND INSURANCE MUST BE PAID WHILE YOU ARE PAYING US OFF FOR THE PROPERTY. We are not paying it for you. REMEMBER You may get Rent assistance too which will be about one third of the cost of your House ($32,500 over 5yrs)

The asking price is all you pay plus your outgoings. You can negotiate plan suiting budget.           We can only say No       

Ready to start your rural dream?

This is where your journey to owning affordable Australian rural property begins. Get to know Ruralinvestments.com.au and how we're committed to quality, affordability, and great service. Join us as we grow and succeed together. We're glad you're here to be a part of our story.

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