Unlock your country dream with interest-free  

At Ruralinvestments.com.au, we believe everyone deserves a chance to own a piece of Australia. Discover our flexible, interest-free payment plans designed to make country property ownership a reality, especially for those looking for an affordable alternative to the expensive city market. Let us help you find your perfect country home or land in Western NSW.

Easy, affordable, Rent to Own

Tired of the expensive city market? Our interest-free payment plans offer an easily obtainable, affordable finance alternative for country properties. We cater to individuals and families who find city property prices out of reach, providing a genuine pathway to homeownership or land investment in regional New South Wales. Chances are our rent to own plans may be cheaper that the rent you are already paying now for a property you will never own . DO THE SUMS !!! 

          Who benefits most?

Our interest-free Rent to Own plans are perfect for:

  • People who can't afford to buy in the expensive city market.
  • Rent to Own means it is not a mortgage or loan although at the end of five (5) years it is the same effect as you will own it. Rent to Own plans through us means you pay upfront a non refundable option premium and we grant you a 5 year exclusive option to purchase, You the rent for the same seven (7) years and at the end you own it   if you have paid the entire amount.  
  • Investors seeking affordable land or houses with restoration potential on low downpayment with interest free terms. 
  • Anyone looking for a simpler, interest-free financing option without the hassle of the Banks restrictive policies.

Your questions, answered

We understand you might have questions about interest-free property purchases. Here are some common concerns and our answers to help you feel confident about your decision with Ruralinvestments.com.au.

Is this a genuine offer?

Yes, absolutely! Ruralinvestments.com.au offers genuine interest-free terms with a 25% deposit and repayments spread over 5 to 7 years. At the end all your payments get credited to your account and the property is yours to keep

Our business has been built on providing accessible property solutions in Western NSW since 1988.

Can my solicitor approve documentation?

Yes. We encourage all our clients to have their solicitor or Licensed Conveyancer review and approve all documentation. Transparency and your peace of mind are paramount to us.

Is it really affordable?

Yes, it truly is. Our properties, ranging from residential Torrens title land (typically $29,000 to $49,000) to older country houses (usually $89,000 to $149,000), combined with interest-free terms, make property ownership significantly more affordable for almost everyone

Plus, consider that rental assistance (TAP) can potentially cover one-Half of the price of the House you intend to Rent to Own, further enhancing affordability. Nobody else offers such a deal, If you can find a better deal than we offer , You should take it !!!

So what will these houses cost me ?

     Consider the following a House for $99,950

Pay your upfront Non-Refundable Option Premium $24,950 , Leaving $75,000 to be repaid over 5 years in Rent at $288.46 a week or if you like $1250.00 a month. How Much Rent are you paying now for a house you will never own ???

If you live in the house and get maximum rent assistance of $284 a fortnight the that is $36,920 over 5 years. That is around 25% of  the price of the entire home?  You just will not get that anywhere. Leaving a nett cost to you all up of $99,950 plus outgoings like Council Rates, Insurance, any maintenance like lawn mowing repairs painting whatever. ( Depending on Property)

NOTE Rent Assistance does vary depending on your personal circumstances, If you are renting now you should already know what it is. 

RENT TO OWN is not a loan or Mortgage, Its a Lease with an option to Buy, At the end or earlier if you pay it out WE GIVE YOU THE HOUSE when you exercise your option to buy OK !!!   YES!!! A special clause recognises all of your rent payments and option premium on the final payment and credits it all to your account as payment. (that of course are usually not refundable) 

THE  RESULT IS You then own the House. But only if you have paid all the rent payments up till the 84th month under the agreement.                

Ready to secure your piece of Western NSW? Our team is here to guide you through every step of the process. With our interest-free Rent to Own Terms, owning land or a house has never been more achievable. Get in touch with us today on  0494 33 4541 !