Unlock your country dream with interest-free
At Ruralinvestments.com.au, we believe everyone deserves a chance to own a piece of Australia. Discover our flexible, interest-free payment plans designed to make country property ownership a reality, especially for those looking for an affordable alternative to the expensive city market. Let us help you find your perfect country home or land in Western NSW.
Easy, affordable, Rent to Own
Tired of the expensive city market? Our interest-free payment plans offer an easily obtainable, affordable finance alternative for country properties. We cater to individuals and families who find city property prices out of reach, providing a genuine pathway to homeownership or land investment in regional New South Wales. Chances are our rent to own plans may be cheaper that the rent you are already paying now for a property you will never own . DO THE SUMS !!!
Who benefits most?
Our interest-free Rent to Own plans are perfect for:
- People who can't afford to buy in the expensive city market.
- Rent to Own means it is not a mortgage or loan although at the end of seven (7) years it is the same effect as you will own it. Rent to Own plans through us means you pay upfront a non refundable option premium and we grant you a 7 year exclusive option to purchase, Fixed price and Rent, You the rent for the same seven (7) years & at the end you own it, If you paid the entire amount owed.
- Investors seeking affordable land or houses with restoration potential on low downpayment with interest free terms.
- Anyone looking for a simpler, interest-free financing option without the hassle of the Banks restrictive policies.
Your questions, answered
We understand you might have questions about interest-free property purchases. Here are some common concerns and our answers to help you feel confident about your decision with Ruralinvestments.com.au.
Is this a genuine offer?
Yes, absolutely! Ruralinvestments.com.au offers genuine interest-free terms with a 25% deposit and repayments spread over 5 to 7 years. At the end all your payments get credited to your account and the property is yours to keep
Our business has been built on providing accessible property solutions in Western NSW since 1988.
Can my solicitor approve documentation?
Yes. We encourage all our clients to have their solicitor or Licensed Conveyancer review and approve all documentation. Transparency and your peace of mind are paramount to us. In fact its compulsory.
Is it really affordable?
Yes, it truly is. Our properties, ranging from residential Torrens title land (typically $29,000 to $49,000) to older country houses (usually $99,000 to $175,000), combined with interest-free terms, make property ownership significantly more affordable for almost everyone
Plus, consider that rental assistance (TAP) can potentially cover one-Half of the price of the House you intend to Rent to Own, further enhancing affordability. Nobody else offers such a deal, If you can find a better deal than we offer , You should take it !!!
So what will these houses cost me ?
Consider the following a House for $99,950
Pay your upfront Non-Refundable Option Premium $24,950 , Leaving $75,000 to be repaid over 7 years in Rent at $199 a week or if you like $862.34 a month. (Plus outgoings) How Much Rent are you paying now for a house you will never own ???
If you live in the house and get maximum rent assistance of $284 a fortnight the that is $51,788.10 over 7 years. That is over 1/2 of the price of the entire home? You just will not get that anywhere. Leaving a nett cost to you all up of $48,161.90 plus outgoings like Council Rates, Insurance, any maintenance like lawn mowing repairs painting whatever. ( Depending on Property Price)
NOTE Rent Assistance does vary depending on your personal circumstances, If you are renting now you should already know what it is.
RENT TO OWN is not a loan or Mortgage, Its a Lease with an option to Buy, At the end or earlier if you pay it out WE GIVE YOU THE HOUSE when you exercise your option to buy OK !!! YES!!! A special clause recognises all of your rent payments and option premium on the final payment and credits it all to your account as payment, Leaving perhaps a small residual amount owing as balance on your account at end of term perhaps $2500 to $3500 thereabouts depending on deal you strike up, To avoid residual pay a few dollars a week more.
THE RESULT Is You then own the House. But only if you have paid all the payments to make up price of the property under agreement.
Ready to secure your piece of Western NSW? Our team is here to guide you through every step of the process. With our interest-free Rent to Own Terms, owning land or a house has never been more achievable. Get in touch with us today on 0494 33 4541 !
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